In this case, our clients were referred to us by an accountant who has introduced a number of cases to us previously.

Our clients were looking for an equity release loan against a property which they jointly held, in order to consolidate some existing business debts on commercial properties which they owned.

Our clients needed to undertake this transaction urgently.

All of the required information was readily prepared and presented by the client’s accountant, which helped us to assess which lenders the transaction would be suitable for.

We narrowed the options down to a couple of lenders and settled on the chosen lender due to our previous dealings with them, and their understanding of the deal at hand.

Approval for the loan was obtained quickly after conversations with the clients, the lender, and the accountant. We then proceeded to valuation which was again undertaken within the agreed timescales, allowing legals to then commence.

Drawdown has now taken place, and we are currently assessing the client’s commercial properties and in the process of reviewing financing arrangements.

Total funding across all parts of the deal: c£1,300,000.


The balance of the acquisition and development monies was to be financed via an equity release loan against one of the properties held by the client.

Based on the information previously provided, we were able to identify a couple of suitable options for the loan.

We concluded to use a funder with which the client had had previous dealings, this was especially pertinent as the transaction was time sensitive. All of the information required by the lender was provided within one working day and was approved subject to valuations and legals the following day.

Valuation was instructed relatively quickly, and the inspection and report were undertaken efficiently, allowing legals to commence and move forward smoothly

The whole transaction was completed within the agreed timescales.

The total funding package across all parts of the deal: c£1,000,000.

The client’s intention was to downsize. Funds were required quickly to secure the new property before the main residence was sold.

Funding was approved in a short timescale to enable the client to secure the new property with repayment once the main residence was sold. A nine-month approval was secured.

The entire purchase price of the new property was borrowed. In addition, the nine-month interest cost for the facility was added to the advance to cover the ongoing costs of the bridging facility.

Total funding secured: £500,000 plus interest costs

A commercial development scheme required short-term finance to complete a three-unit office/retail development where a number of the units were identified for sale.

Bridging finance was arranged, to complete the part-built project, for a maximum period of 12 months with no early repayment penalties should the units sell before the facility expired.

The facility was arranged in a short period of time with little external ongoing monitoring.


We have a highly experienced team who have extensive backgrounds in Finance and an ethos to provide the best service for clients. We take time and care getting to know our clients and tailoring the terms available in the marketplace to ensure we secure the best terms possible.

Our team share their knowledge with each other to ensure we are all working collectively to cater for our client’s needs and keeping abreast of any market developments.